Mga miyembro na tinamaan ng bagyong Carina, Habagat maaaring mag-avail ng calamity loan -Pag-IBIG Fund

SINABI ng Home Development Mutual Fund o Pag-IBIG Fund na maaaring mag-avail sa calamity loan program ang mga miyembro nito na apektado ng bagyong Carina at southwest monsoon o Habagat.

Sinabi ng Pag-IBIG Fund na ang programa ay maaaring ma-avail ng mga miyembro nito na tinamaan ng bagyong Carina at monsoon rains sa Metro Manila, Batangas, Cainta sa Rizal, at Baco sa Oriental Mindoro.

Ang karagdagang pondo ay ipalalabas din para sa ibang lugar kung saan maaaring magdeklara ng state of calamity.

Ang calamity loan ay isa sa short-term loan (STL) programs ng Pag-IBIG Fund na dinisenyo para magbigay ng kaginhawaan at suporta sa mga miyembro na nakatira at nagtatrabaho sa mga lugar na idineklarang isailalim sa state of calamity.

Ang mga kuwalipikadong miyembro ay maaaring humiram ng hanggang 80% ng kabuuang Pag-IBIG regular savings, binubuo ng kanilang monthly contributions, ng kanilang employer’s contributions, at akumuladong dividends earned.

“The loan is offered at an annual interest rate of only 5.95%, with payment terms of 24 or 36 months, with the first payment deferred for two months,” ayon sa Pag-IBIG Fund .

“Pag-IBIG Fund is ready to support our Filipino workers with their immediate financial needs through our cash loans. We are closely coordinating with local government units in the hardest-hit areas to ensure that aid reaches those in need promptly, in line with President Ferdinand Marcos Jr.’s directive to extend all necessary assistance to our fellow Filipinos affected by these calamities,” ayon naman kay Secretary Jose Rizalino Acuzar ng Department of Human Settlements and Urban Development at chairperson ng 11-member Pag-IBIG Fund Board of Trustees.

Samantala, ang mga miyembro na kailangan ng financial assistance sa mga lugar na hindi naman deklaradong isailalim sa state of calamity, sinabi ng Pag-IBIG Fund na available ang kanilang multi-purpose loan para matulungan ang mga ito na maka-recover mula sa pananalasa ng bagyong Carina.

Tinuran naman ni Pag-IBIG Fund CEO Marilene Acosta na ipinag-utos na niya ang pagde- deploy ng Lingkod Pag-IBIG on Wheels (LPOW) “as soon as roads become safe and passable, to ensure that our services become accessible to our members from the affected areas.”

“Through our LPOW, Pag-IBIG members can submit their calamity loan applications to finance their immediate needs, file for insurance claims if their homes mortgaged under Pag-IBIG Fund are damaged, or file for a housing loan for major home repairs,” ayon kay Acosta.

Aniya pa, maaaring magsumite ang mga miyembro ng kanilang calamity loan applications online sa pamamagitan ng Virtual Pag-IBIG.

“For members with internet access, they may accomplish, scan, and upload their Pag-IBIG Calamity Loan applications even without a Virtual Pag-IBIG account. They may also submit hard copies of all accomplished applications to their company’s accredited Fund Coordinators along with the required documents for processing,” ang sinabi ni Acosta.

“And starting Monday, July 29, members whose employers are enrolled with STL online with Employer Interface may also submit their applications via the Virtual Pag-IBIG for Employers, making the process as easy and convenient as possible. Just make sure that you have activated your Virtual Pag-IBIG Account and your Loyalty Card Plus so that we can immediately credit the proceeds of your calamity loan. We want to reassure our members that they can count on Pag-IBIG Fund for timely and reliable assistance in their time of need,” ang pahayag pa rin ni Acosta.

Samantala, mula Enero hanggang Hunyo ngayong taon, sinabi ng Pag-IBIG Fund na nakapagpalabas na ito ng kabuuang P35.32 billion na cash loans, tinulungan ang ang 1.5 milyong miyembro nito.
“Of the total, P1.14 billion were calamity loans, which helped 70,141 members recover from the effects of typhoons and other calamities,” ayon sa Pag-IBIG Fund. (Daris Jose)